What MM2H requires
MM2H requirements split in two. Five figures change by category (Silver, Gold, Platinum and SEZ): the fixed deposit, the participation fee, the renewal fee, the minimum property value and the pass length. Most of the rest, who counts as a dependant, the medical check-up, education rights, the 10-year property lock-in and the processing fee, is the same across all four.
The one condition that turns on something other than category is the annual stay, and it turns on age: participants aged 50 and above have no minimum stay requirement at all, while those aged 25 to 49 must be present 90 days a year.
The four figures that change by category
| Category | Fixed deposit | Participation fee | Renewal fee | Minimum property | Pass |
|---|---|---|---|---|---|
| Silver | USD150,000 | RM1,000 per principal application, one-off | RM1,500 | RM600,000 | 5 years |
| Gold | USD500,000 | RM3,000 per principal application, one-off | RM3,000 | RM1 million | 15 years |
| Platinum | USD1 million | RM200,000 per principal application, one-off | RM5,000 | RM2 million | 20 years |
| SEZ / SFZ | USD65,000 / USD32,000 | RM1,000 per principal application, one-off | RM300 | Forest City, Johor | 10 years |
The conditions every category shares
| Minimum length of stay | It depends on age, and the ministry category-comparison table states it plainly. Participants aged 25 to 49 must be present 90 days per year, and that presence may be met between the main applicant and/or spouse and dependants rather than by the principal alone. Participants aged 50 and above have NO minimum stay requirement. |
|---|---|
| Fixed deposit withdrawal | Up to 50% of the principal fixed deposit may be withdrawn after approval, for purchasing a residence, education, medical treatment or tourism activities in Malaysia. |
| Property lock-in | The purchased residence may not be sold for 10 years. It may be upgraded to a residence of higher value. |
| Dependants | Spouse; biological, step or adopted children under 21 (those aged 21 to 34 must be unemployed and single while in Malaysia); medically certified children with disabilities at any age; parents and parents-in-law. |
| Medical check-up | A medical check-up at a clinic or hospital on the MOTAC panel is compulsory for the principal and dependants after approval. |
| Education | Dependent children may study up to tertiary level at any government-recognised institution, either on the existing MM2H pass or on an automatically granted Student Pass. |
| Renewal | The pass is renewable every 5 years once the programme maximum has been completed, on production of a valid passport, a current medical report and health insurance. |
| Processing fee | Separate from the participating fee: RM5,000 for the principal and RM2,500 for each dependant. |
| Tax | No tax on foreign funds or foreign income brought in, and none on the profit earned by the fixed deposit in Malaysia. This is the programme stating its own tax position; how any particular income is treated still depends on your tax residency and is a matter for the Inland Revenue Board. |
| Change of principal | On the death of the principal, the MM2H pass of the deceased is transferable to the next-of-kin among the registered dependants. |
| Age and eligibility | Applicants must be aged 25 and above for Silver, Gold and Platinum, or aged 21 and above for the SEZ/SFZ category. The programme is open to nationals of sovereign countries that have diplomatic relations with Malaysia. |
| Who decides | Applications are submitted through an MM2H tour operating business licensed by the Ministry of Tourism, Arts and Culture under the Tourism Industry Act 1992 (Act 482), and processed through the One Stop Centre (OSC MM2H). Immigration matters and the final approval sit with the Ministry of Home Affairs through the Immigration Department, which is also where any appeal goes. |
Read from the MOTAC MM2H guidelines and the four category pages on 2026-08-25. This page states the programme conditions; it is not immigration advice, and eligibility in an individual case is decided by the ministry.
Common questions
- What are the MM2H requirements?
- Four financial conditions plus a set of conditions shared by every category. The financial conditions are a fixed deposit with a licensed Malaysian bank, a one-off participation fee, the compulsory purchase of a residence above a minimum value, and a medical check-up on the MOTAC panel. The shared conditions cover minimum stay, dependants, education, renewal and the property lock-in.
- Can I withdraw the MM2H fixed deposit?
- Up to 50% of the principal fixed deposit may be withdrawn after approval, for purchasing a residence, education, medical treatment or tourism activities in Malaysia.
- Can I sell the property I bought under MM2H?
- The purchased residence may not be sold for 10 years. It may be upgraded to a residence of higher value.
- Is MM2H permanent residency?
- No. MM2H grants a renewable multiple-entry pass tied to the validity of your passport. It is not permanent residency and it is not a path to citizenship. The pass length runs from 5 years on Silver to 20 years on Platinum.
- Does MM2H require health insurance?
- Health insurance is required at renewal, alongside a valid passport and a current medical report. A medical check-up at a clinic or hospital on the ministry panel is compulsory for the principal and dependants after approval.
Meeting these conditions is not the same as being approved: the decision belongs to the Immigration Department rather than the tourism ministry that sets them, and the application passes through three separate bodies on the way. They also have to be met again every five years, when renewal turns on a passport, a medical report and health insurance. Compare the categories side by side on the categories page, or see the 242 licensed companies permitted to lodge an application.