MM2H Gold
The middle category: a longer pass than Silver at a higher deposit, still with no right to work or run a business.
Fixed deposit USD500,000. Minimum property value RM1 million or above. Pass 15 years, multiple-entry, renewable. Employment not allowed; business not allowed.
What Gold requires
| Fixed deposit | USD500,000 |
|---|---|
| Deposit withdrawal | Up to 50% of the principal fixed deposit may be withdrawn after approval, for purchasing a residence, education, medical treatment or tourism activities in Malaysia. |
| Participation fee | RM3,000 per principal application, one-off. No fee for dependants. |
| Processing fee | Separate from the participating fee: RM5,000 for the principal and RM2,500 for each dependant. |
| Minimum age | 25 |
| Purchase of residence | RM1 million or above. The purchased residence may not be sold for 10 years. It may be upgraded to a residence of higher value. |
| Minimum length of stay | It depends on age, and the ministry category-comparison table states it plainly. Participants aged 25 to 49 must be present 90 days per year, and that presence may be met between the main applicant and/or spouse and dependants rather than by the principal alone. Participants aged 50 and above have NO minimum stay requirement. |
| MM2H pass | 15 years, multiple-entry, renewable |
| Dependants | Spouse; biological, step or adopted children under 21 (those aged 21 to 34 must be unemployed and single while in Malaysia); medically certified children with disabilities at any age; parents and parents-in-law. |
| Business or investment | Not allowed |
| Employment | Not allowed as a category condition. The Immigration Department separately publishes a permission-to-part-time-working procedure for MM2H participants, with conditions including advertising the role locally first. |
| Education | Dependent children may study up to tertiary level at any government-recognised institution, either on the existing MM2H pass or on an automatically granted Student Pass. |
| Medical check-up | A medical check-up at a clinic or hospital on the MOTAC panel is compulsory for the principal and dependants after approval. |
| Renewal | The pass is renewable every 5 years once the programme maximum has been completed, on production of a valid passport, a current medical report and health insurance. Renewal fee for this category: RM3,000. |
| Tax | No tax on foreign funds or foreign income brought in, and none on the profit earned by the fixed deposit in Malaysia. This is the programme stating its own tax position; how any particular income is treated still depends on your tax residency and is a matter for the Inland Revenue Board. |
| Change of principal | On the death of the principal, the MM2H pass of the deceased is transferable to the next-of-kin among the registered dependants. |
Read from the MOTAC Gold category page on 2026-08-24. Figures published elsewhere frequently predate the current category structure; where another source disagrees with this page, check the ministry page directly.
How Gold compares
| Category | Fixed deposit | Minimum property | Pass | Employment |
|---|---|---|---|---|
| Silver | USD150,000 | RM600,000 | 5 years | No |
| Gold | USD500,000 | RM1 million | 15 years | No |
| Platinum | USD1 million | RM2 million | 20 years | Yes |
| SEZ / SFZ | USD65,000 / USD32,000 | Forest City, Johor | 10 years | Per SEZ terms |
Common questions
- What is the fixed deposit for MM2H Gold?
- USD500,000, placed with a Malaysian financial institution licensed under the Financial Services Act 2013 (Act 758) or the Islamic Financial Services Act 2013 (Act 759). Up to 50% of the principal fixed deposit may be withdrawn after approval, for purchasing a residence, education, medical treatment or tourism activities in Malaysia.
- Can I work or run a business on MM2H Gold?
- Employment: not allowed. Business or investment activities: not allowed. Of the four categories, only Platinum permits both.
- Do I have to buy property on MM2H Gold?
- Yes. Purchasing and owning a residence is compulsory after approval. The value must be RM1 million or above. The purchased residence may not be sold for 10 years. It may be upgraded to a residence of higher value.
- How long must I stay in Malaysia on MM2H Gold?
- It depends on age, and the ministry category-comparison table states it plainly. Participants aged 25 to 49 must be present 90 days per year, and that presence may be met between the main applicant and/or spouse and dependants rather than by the principal alone. Participants aged 50 and above have NO minimum stay requirement.
- Who can I bring as a dependant on MM2H Gold?
- Spouse; biological, step or adopted children under 21 (those aged 21 to 34 must be unemployed and single while in Malaysia); medically certified children with disabilities at any age; parents and parents-in-law.
Gold stops short of the one right most working-age applicants want, and Gold against Platinum sets out what employment costs. An application under any category is lodged through a company licensed by the ministry. See the register of 242 licensed MM2H companies, or compare the other categories: Silver , Platinum , SEZ / SFZ .